I don’t want to be CONTROVERSIAL!

I am just airing my personal thoughts. It’s up to you if you are getting affected. But I guess I will not stop writting my experiences with your bank. It is my money we are talking about. I earned that from hard work so I guess I have the right to voice out your services. Walang bawian ng experiences! Hindi ko tatanggalin ito. Malas nga lang kasi andyan sa UCPB ang payroll namin. But I guess I really have the right to speak. I already told my boss about the different incidents, same as my other co-workers who had a bad experiences. And we are asking if we could change the bank. Pero as long as na nasa UCPB ang payroll namin at nakakaexperience ako ng POOR CUSTOMER SERVICE. I will make sure that I will always write an article. On my previous employer, I never had a single problem with my payroll. Nasa BPI kasi ang payroll account namin. Actually mas convenient sakin yun dahil sa EPS nila. And ang daming BPI ATM machine within Makati Area. Two thumbs up sa BPI.

I hope the bank will not be bothered with my blog. Remember walang law sa internet. Lalo na sa pagbblog. I have the right to speak and tell anything that I want. And kung babasahin mo maige hindi pa ako rude sa lagay na yan. Ang sinasabe ko lang magbago kayo. At turuan ang empleyado nio sa pagharap sa kliente.

Para sa mga nacomment sa previous post ko salamat. Para sa hindi pa nagcocomment. I am open para marinig ang panig ninyo.

Write/ Read Testimonials- ucpb-atm-messes-up-again. CLICK HERE!

Write/ Read Testimonials- poor-banking-service-ucpb-valero-branch. CLICK HERE!

UCPB ATM messes up AGAIN!

Are you really dedicated to provide good customer service? And it happens again to me. POOR BANKING SYSTEM! Awhile ago, I went down our building around 1 pm to withdraw a cash for my monthly bills. And again the banking system is offline. I am not surprised with that actually I am use to that. But when I came down again around 4 pm, I thought that the ATM machine is already working. Actually it is working at that moment. I insert my ATM card, enter my pin no. check my remaining balance, ask for a receipt and finally decided to withdraw cash. And then I waited for a seconds to release my ATM card, receipt and to end with NO MONEY to come out! At that point, I thought that it might debit my ATM account again. So I hurriedly insert again my ATM card to check my balance. Thank GOD It doesn’t debit my account but my concern is why is that they are not putting any signage if there ATM machine is offline. It doesn’t end my story to that, after the incident I decided to go inside the bank to report their ATM machine but the guard that is on duty didn’t allow me to go inside the bank. He pointed the signage in front of the glass door of the bank “CLOSED”. I wonder why they are closed at that moment while I asked my coworker about the time that a bank should be close and it is only 4pm. The guard didn’t entertain my concern; he talked to me in a little space (10mm to be exact of the size of the space of the door! Don’t ask me if I am right about the measurement I am an Engineer! Pft!) of the door without opening it. It really dismays me. Just so my whole day wont be ruined I decided to go back to my office BUT blog the incident that happen to me. So tell me, do you want to be a victim like me? Well, don’t be. Don’t open any account with UCPB. There are more good banks than them.

Poor Banking Service- UCPB Valero Branch

Do you have bank account? I have my payroll account at UCPB- Valero Branch. And I’ll go straight-forward about it. They have a BAD CUSTOMER SERVICE! I had a terrible experience with the branch many times. I always give them a chance to prove that I am wrong about their services to their customers. Until I get fed up with all the situations that happened to me. I also found out that I am not the only one who get a POOR Service but also my co-workers. My first encounter to them was when I need to apply for my Payroll account. The lady on the customer assistance was not accommodating. She talked as if I owe her something. Then every time I will have a transaction employees don’t accommodate me. I need to get their attention before they can entertain my concern. But my major concern is when I observed that every lunch breaks and after office hours they make their atm machine OFFLINE!

Until I decided to write a complain letter to the administration of our company to be informed about the situations that is happening.

I am disappointed with the customer service.

[Quoted]

July 21, 2008

To: Admin Department

Reg: UCPB Payroll Account

To Whom It May Concern:

With regards to our company payroll account UCPB (United Coconut Planters Bank, Valero Branch), there have been complaints concerning the poor customer services of this bank.

Incident 1:

Captured Card

An employee once had her card captured in the ATM of UCPB. She was having second thoughts of leaving her captured card inside the atm due to insufficient security personnel in the area. She waited near the machine for 10-15 minutes just so she could rush to the bank since work hours started around 9AM.

Upon rushing to UCPB, the guard would not permit her to do a transaction inside the bank since there were only a few minutes more to go before 9AM. In frustration, she informed the man that her card got captured and it wasn’t that secure in the area to leave it waiting.

She explained that their machine was located in a non-secure area where anything could happen (i.e “salisi gang”). Upon hearing this, the people inside the bank, take note, there were already actual employees inside UCPB, would not even bat an eyelash to help or accommodate its client. Instead, the person involved in the incident had to take on a different tone of voice so she could be heard and it took a long time before UCPB employees actually helped the client.

Incident 2:

Debit Issues

There have been two employees who have experienced debit issues with UCPB ATM and have garnered negative encounters with the bank’s employees. First of, a former employee has been debited in her account, not only once, but two times already all of which have direct transactions with UCPB’s ATM Valero.

Second would be another employee observed that not only every lunch break but most of the time, the machine would always be offline. So, she resorted to transacting with the nearest China bank branch. This is where she had her account debited. She seeked help from China Bank who were accomodating, but it did not stop there. She had to make sure that UCPB knew this so that the incident would be immediately reported. However, the same substandard service UCPB employees delivered once again occurred.

In observance to this substandard customer service UCPB has delivered, a proposal of a new payroll account such as BPI Savings is beneficial to your employees. BPI Savings Bank offers an EPS card (Payroll, easier transaction, more acceptable to atm’s as compared to UCPB, there are more BPI ATM’s available) that is widely accepted with no transaction fee required (if withdrawn from same account).

If this is not possible, we would just like for you to pay attention to our requests for better banking services.

Thank you for your time.

[End of Quote]